Professional Summary

Ann Vernet has been an experienced appraiser, investor, and manager of real estate since 1985.  Having grown up within a family of residential real estate investors, she was immersed at an early age.  Her vision and leadership helped start and develop the company to what it is today.  Ann has owned, rehabilitated and sold condominiums, residential properties, small apartment buildings, and commercial office, industrial and retail buildings. She is a self-motivated and detail oriented individual with extensive experience in researching, appraising and reviewing real estate appraisals as well as managing investment properties and evaluating new investment properties.  She secured, developed, and maintained relationships in local and national banks, mortgage companies, RTC, FNMA, FHA, legal and private clients.  She has hired, trained, and mentored appraisers, reviewed and analyzed market trends as well as managed operations and deadlines.  Co-Chair of the Candidates Committee (1992 & 1993) for the Appraisal Institute of the Greater Boston Chapter.  SRA membership with the Appraisal Institute, Massachusetts Certified Residential Real Estate Appraiser #79, FHA Appraiser #7900, Real Estate Salesperson #76841 formerly licensed in MA

Community Involvement

Ann has been actively involved in the community such as Team Captain for the Woman’s Golf Assoc. of MA Spring Teams, Essex County Youth Soccer Coach, High School Cheerleading and Soccer Boosters serving as VP and Chairperson organizing fundraising events, fundraising committees for preschool and elementary school education funds, and elementary school room parent organizer.  She was also a Team Manager for a club soccer team; including such duties as management, treasurer, uniform coordinator, tournament registering, communications, and maintaining all records.   Ann has been Golf Club Champion and Couples Club Champion for many years at Ipswich Country Club.  She is actively involved in golf and has overseen and organized many tournaments.

Professional Experience

1991-Present Vernet Properties

Ownership and Management of Retail, Office and Industrial Buildings

Salem, MA
1991-Present Curns, Vernet & Associates, Inc.

President, Residential Appraiser & Reviewer

Salem, MA
1990-1991 Curns Appraisal Service

Residential Real Estate Appraiser

Lynn, MA
1985-1990 Appraisal Services, Inc.

Residential Real Estate Appraiser

Salem, MA
1981-1985 Sears, Roebuck & Company

Representative for Home Improvement, Paint & Electrical Dept.

Peabody, MA

Professional Qualifications

Appraisal Institute “The High End Properties & It’s Challenges”,

“Emerging Markets/HUD 203K & 203B”,

“Data Sources & Evaluations”,

“EDI-The Challenge of Technology”,

“Standards of
Professional Practices (USPAP) Parts A & B”,

“FIRREA & the Evaluations”,

“Standards Of Professional Practices (SPPA), Part A”,

“Hazardous Materials Affecting Real Estate”

“Appraising Real Property”

“Reviewing the Appraisal Report”, “Standards of Professional Practices (SPP)”,

“Sales Comparison Approach”,

“Rates, Ratios & Reasonableness”,

“Real Estate Appraisal Principles”,

“Residential Valuations”

Chicago, IL
Massachusetts Board of Real Estate Appraisers “Dept. of Housing & Urban Development (HUD)”,

“Residential Appraisal Review”,

“Writing Styles in Narrative Appraisal Reports”,

“Use & Understanding Residential Cost Handbook”,

“Small Residential Income Property Appraisal”,

“FNMA Condominium”

Boston, MA
FNMA – Property Disposition Department “REO Appraisal Procedure”,

“Boston Consumer & Community Lending”,

“Estimating Repair & Improvement Costs”,

“Appraising Foreclosed Properties”

Boston, MA
Lee Institute “Real Estate Practices & Principles” Waltham, MA
Marian Court College A.S. degree in Business Administration Swampscott, MA